Health Care Coverage.

Pope Viper

Pope Viper

This ghoul has seen it all
Orderite
I'm not sure how it is in various areas, but through my wife's work, we pay 70 dollar/month for coverage, which allows us to see any type of doctor we want.

The same type of coverage, is 274 + 500 deductible/person, through my work.

What kind of costs do other folks have? I'm really interested in folks outside of the US, especially countries who have goverment subsidized national health care system
 
ohipcrd2.jpg

http://www.health.gov.on.ca/english/public/program/ohip/ohip_mn.html

Ontario Health Insurance Plan said:
A resident of Ontario must have a health card to show that he or she is entitled to health care services paid for by OHIP. The Ministry of Health and Long-Term Care pays for a wide range of services, however, it does not pay for services that are not medically necessary, such as cosmetic surgery.

Most of your Ontario health benefits are covered across Canada.The province or territory you are visiting will usually bill the Ontario Ministry of Health and Long-Term Care directly for hospital and physician services. In Quebec, you may have to pay for physician services and then submit your receipt to your local ministry office for payment.
Click to expand...

Basically we don't pay a single cent out of our pockets for normal hospital or ER visits. 'Course, it does come out of the high taxes...
 
Bwahahahaaa!! Even though payment has risen, standard insurance costs me 22 euros per month(I think. I'd have to check though). When I go to university, I get paid 17 euros for it by the government per month.
 
Ozrat said:
ohipcrd2.jpg

http://www.health.gov.on.ca/english/public/program/ohip/ohip_mn.html

Ontario Health Insurance Plan said:
A resident of Ontario must have a health card to show that he or she is entitled to health care services paid for by OHIP. The Ministry of Health and Long-Term Care pays for a wide range of services, however, it does not pay for services that are not medically necessary, such as cosmetic surgery.

Most of your Ontario health benefits are covered across Canada.The province or territory you are visiting will usually bill the Ontario Ministry of Health and Long-Term Care directly for hospital and physician services. In Quebec, you may have to pay for physician services and then submit your receipt to your local ministry office for payment.
Click to expand...

Basically we don't pay a single cent out of our pockets for normal hospital or ER visits. 'Course, it does come out of the high taxes...
Click to expand...

I think we have to pay for Ambulance rides, though. 45$ (Canadian) a ride, no matter how far you're going. (For instance, my friend had two epileptic seisures, and had to pay 45$ for each of the Ambulance rides, even though the hospital is on campus - maybe a ten minute walk if you walk slowly.) There are a lot of prescription drugs, etc. that aren't covered under Provincial Health Insurance, too - so most businesses also have health plans, to cover the rest.

Side note: That's not what my OHIP card looks like. I have an old red and white one, which doesn't have my picture on it. I think I'm supposed to get a new one someday.
 
I don't have jack ish for insurance, I work for a small company that doesn't offer insurance yet. Someday my boss plans on getting something, but I don't know how much it will cost yet.

Maybe if Dean wins the presidency he can actually get his medical coverage plan in action. Until then, I just have to hope if something bad happens it's at work, or in my car. I have medical coverage if I get hurt in my car, and workers compensation at work.
 
Um. The social healthcare system in Poland is fucked. You have to bribe everybody in order to get decent healthcare.

Onward to the 6th reform* of the Polish healtcare sytem! Yay!



* in three years**

** results may vary. (no politician can be hold responsible for the mess done)
 
Same thing in Romania, the employee pays the insurance, or at least it is deducted from his salary, then the employer SHOULD add more money for each employee, and then pay the insurance, but there are many employers who don't. Then, when the employee needs the insurance he goes to the hospital and asks for the he thinks he is entitled to but he has a huge surprize... although he payed his share he is entitled to squat and for the treatment the hospital charges him some humongous bills... And the cherry on top is this: the employer bribes the right officials and he gets away squeaky clean! Neat! :puke:
 
In Quebec we have medical insurance free, from the government. I have in extra medical insurance at work, and i'm covered by my wife's insurances too. Which means, that i can combine the insurances to get better coverage.
BUt if i have private insurance for meds, Provincial insurance will not cover.
 
In Sweden we are also covered by the State. You pay a flat rate of around $20 for a visit to the doc, then whatever may come after (surgery, specialist physician, hospital care, etc) is free. When it comes to emergencies it works mostly 100% (as it should) but for non lethal conditions needing surgery it can take a couple of months to get an appointment. One reason the system works relatively well is probably the fact that most Swedes never visit the doctor for minor things like the flu.
 
My insurance is about $1,200 per year but I get subsidized as a student. For my wife it's about $1,700 per year. That's a lot for something that she uses only once a year.
 
I think it's interesting that in Sweden, the costs are so low, yet the waiting periods seem horrendous.

What do you do if you have a much needed surgery (hearing problems, sight), etc, that aren't necessarily emergencies, but unless they are performed soon, they could lead to a greater problem?
 
I can't say that I have great insight into the healthcare system (I have really only made use of it once, and then it worked) but I'm pretty sure that those who have a worsening condition get priority over those who don't. I also see it as probable that the system works for those people in 99% of the cases. Otherwise we would hear about it all the time because Swedish media really jumps right onto those kinds of things. But on the other hand I think that it really isn't acceptable that people who don't have any kind of worsening or seriously disabling condition which could be treated with surgery have to go in pain for extended periods of time. But hey, no system is perfect.
 
I think it's interesting that in Sweden, the costs are so low, yet the waiting periods seem horrendous.
Click to expand...
It's nothing compared to the Netherlands. With cheap health insurance, we get huge waiting lists for surgery. Especially stuff like transplants and whatnot. it's a rather large problem.
 
You must log in or register to reply here.
Back
Top